This kind of insurance is developed for operators of warehouses / trans-shipping terminals and covers in complex risks which can occur during accomplishment of operations on storage of cargo and their handling.
Classical insurance of property, taken to warehouse storage, often not to the full extent protects from risks, which can occur by owners or operators of warehouse complexes. Thus, for example, by displacement of property in warehouse premises, by carrying out loading/unloading, caused damages can result in considerable losses, but such event will not be considered insured risk under the property insurance agreement. Exactly liability insurance is called to protect from such troubles.
What can be insured:
Liability to indemnify the damage, caused to property, taken to warehouse storage by an operator is subject to insurance.
What risks are subject to insurance:
- deprivation, loss, and damage of cargo, taken to safe custody;
- deprivation, loss, and damage of cargo by storage in transit;
- damages by conduction of loading-unloading operations;
- damages by displacement of commodity stocks on the territory of warehouse complex;
- other risks.
Expenses, included in insurance indemnification:
- harm, caused by destruction or damage of property of individual persons and legal entities;
- harm to life and health of individual persons;
- costs for protection of the Insured, including court costs (including lawyer’s services payment), - costs for expertise conduction, etc.;
- costs for preliminary clarification of the insured events circumstances and estimation of caused harm;
- costs for decrease of losses from insured event;
- funeral costs in case of death of the insured person.
Why exactly we:
- “Ingosstrakh” exists 22 years in the market;
- “Ingosstrakh” is annually recognized as leader of insurance among other companies;
- “Ingosstrakh” accomplished payments in the shortest possible time;
- There will be a personal manager assigned to you, who will make the best to solve arising questions.
You can order a back call from our specialist by filling out the form below: